Built to grow capital.
Designed to protect it.
Every decision balances growth, liquidity, and stability—never one at the expense of another.
Invest with confidence.
Overview
Investment Architecture
Investment PROCESS
Investment SELECTION
Portfolios
Investment Architecture
What makes Fortefi different.
Most investment platforms only optimise for returns. Fortefi is built for something bigger—to preserve what you have, while growing it responsibly, through a framework that governs our every move.
Liquidity First
Investment Universe
SIgnal Framework
Governance
02
Investment Universe
Look beyond traditional asset classes.
We invest across fixed income, deposits, equities, gold, and alternatives—selecting each investment for its contribution to liquidity, resilience, and long-term returns.
Broader opportunities beyond a single asset class
Every investment has a defined portfolio role
Diversification built with purpose
Never set, constantly optimized.
Markets evolve, businesses change, and so do portfolios. This disciplined cycle runs continuously to keep every portfolio aligned with its objectives while maintaining liquidity, resilience, and long-term consistency.
Investment PROCESS
From framework to portfolio.
Every portfolio follows the same structured investment cycle. It's designed to keep investment decisions deliberate, repeatable, and aligned with your objectives—not short-term market noise.
Screen
Investment Universe
Every investment first passes legal, regulatory and quality screening before entering our investable universe. Only instruments that meet our minimum standards move forward.
What we Screen
LEGAL & ELIGIBILITY
AUM THRESHOLD
TRACK RECORD
SETTLEMENT PERIOD
DURATION FIT
CREDIT QUALITY
VOLATILITY FIT
ALLOCATE
Risk Budget Evaluation
Every portfolio operates within a predefined risk budget. We determine how much risk can be deployed based on target volatility, drawdown limits and risk utilisation.
What we evaluate
TARGET VOLATILITYt
DRAWDOWN LIMITS
RISK UTILISATION
RISK CONTRIBUTION
CORRELATION CONTROL
REFINE
Structural Adjustment Layer
The optimised portfolio is refined to satisfy client, regulatory and portfolio constraints while preserving the integrity of the investment strategy.
What we adjust
CONCENTRATION LIMITS
ESG & IPS RULES
CURRENCY CONTROLS
MANDATE CONSTRAINTS
LIQUIDITY & CASH BUFFERS
ASSESS
Liquidity Assessment
We evaluate how reliably an investment can meet expected cash flow needs by assessing redemption behaviour, settlement timelines and resilience under stressed market conditions.
What we assess
LIQUIDITY SCORE
REDEMPTION COVERAGE
STRESS TESTING
OPTIMISE
Portfolio Construction
We identify the most efficient portfolio allocation by balancing expected return, liquidity and risk before applying any investment constraints.
What we optimise
STRATEGIC ALLOCATION
TACTICAL OVERLAY
OPTIMISATION ENGINE
1
2
3
4
5
INVESTMENT SELECTION
Built around purpose,
only the best selected
We don't begin by asking "Should we buy equities?" We begin by asking "What does this portfolio need?" Every investment is selected for the role it plays in strengthening the portfolio.
Growth Assets
Cash & Liquidity
Immediate access and capital preservation
Defensive Alternatives
Diversification and downside protection
Strategic Income
Understanding what drives movement.
Short Duration Income
Stable yield with flexibility
Portfolio Breakdown
One framework.
Six portfolios.
Each portfolio shares the same disciplined investment architecture, calibrated to a different risk appetite and return objective. Select a portfolio below to view its attribution.
Explore the portfolios growing your capital
Secure Cash
Secure Cash+
Balanced
Balanced+
Advanced
Advanced+
Fortefi Advanced+
RISK Profile: Very Aggressive
Maximize long-term growth potential by accepting higher market volatility and longer investment horizons (e.g., 5+ years). Liquidity may be reduced in favor of capital appreciation.
ANNUAL RETURNS
?
+ 14.45% p.a.
vs 6.06% benchmark
MAX DRAWDOWN
?
+ 11.71% p.a.
Highest risk profile
*Benchmarked against: EPF
What you gain with Fortefi Advance+
+ 15.11% p.a.
Annualised Returns
Source: Fortefi
Asset Class Allocation
?
Bonds
55.00%
Alternative
27.00%
Equity
18.00%
Bonds
55.00%
TOP 5 Holdings
?
The individual securities driving this portfolio's return, ranked by portfolio contribution.
ABRDN Physical Gold Shares ETF
6.25%
iShares Gold ETF
6.24%
SPDR Gold MiniShared ETF
6.17%
SPDR Gold Shares ETF
6.16%
GII Sustainability 4.662% 2038
2.50%
0%
2%
4%
6%
8%
10%
Scale shows share of total portfolio (0-10%). Combined, the top 5 holdings represent 27.32% of Fortefi Advanced+.
As of 31 March 2026 · Updated monthly
Returns are derived from historical performance over a 36-month period (Mar 2023 to Mar 2026) and are for illustrative purposes only. Past performance does not guarantee future results. Actual returns may vary.
Performance data represents the combined income and capital return as a result of holding units in the respective funds for the specified length of time. The listed holdings do not constitute a recommendation to purchase or sell a particular security. Portfolio holdings and allocations shown may not be representative of current or future investments. You are advised to read and understand all documents listed in the Legal section before investing.
Ready to put your capital to work?
Explore portfolios built on the same disciplined framework, tailored to different business goals, liquidity needs, and growth ambitions.
OPEN AN ACCOUNT
EXPLORE THE PLATFORM
About
The Fortefi Story
Company
Leadership
Invest
How We Invest
Fees & Pricing
Resources
Legal
FAQs
Contact Us
©️ 2026 Fortefi Capital Sdn Bhd. All rights reserved. Fortefi Capital Sdn. Bhd. 202401009289
(1555139-X) is licensed by the Securities Commission Malaysia. License Number: eCMSL/A0411/2026
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01
Liquidity First
Keep your capital within reach.
Every portfolio decision begins with one question: can we exit when it matters? Return optimisation is pursued strictly within the boundaries set by your liquidity requirements and redemption expectations.
Capital remains accessible when needed
Growth never compromises liquidity
Keeps opportunities within reach
02
Investment Universe
Look beyond traditional asset classes.
We invest across fixed income, deposits, equities, gold, and alternatives—selecting each investment for its contribution to liquidity, resilience, and long-term returns.
Broader opportunities beyond a single asset class
Every investment has a defined portfolio role
Diversification built with purpose
03
SIgnal Framework
Respond with insight—not instinct.
We continuously monitor market conditions, economic signals, and portfolio risks to guide disciplined investment decisions through changing environments.
Continuous monitoring across market conditions
Decisions guided by data and research
Disciplined positioning over reactive investing
04
Governance
Make every decision accountable.
Every portfolio follows a structured governance framework with defined oversight, accountability, and transparency from allocation to execution.
Clear rationale behind every allocation
Independent oversight and controls
Transparent investment decisions
Built to
grow capital.
Designed to protect it.
Every decision balances growth, liquidity, and stability—never one at the expense of another.
Invest with confidence.
Overview
Investment
Architecture
Investment
PROCESS
Investment
SELECTION
Portfolios
Investment Architecture
What makes Fortefi different.
Most investment platforms only optimise for returns. Fortefi is built for something bigger—to preserve what you have, while growing it responsibly, through a framework that governs our every move.
01
Liquidity First
Keep your capital within reach.
Every portfolio decision begins with one question: can we exit when it matters? Return optimisation is pursued strictly within the boundaries set by your liquidity requirements and redemption expectations.
Capital remains accessible when needed
Growth never compromises liquidity
Keeps opportunities within reach
02
Investment Universe
Look beyond traditional asset classes.
We invest across fixed income, deposits, equities, gold, and alternatives—selecting each investment for its contribution to liquidity, resilience, and long-term returns.
Broader opportunities beyond a single asset class
Every investment has a defined portfolio role
Diversification built with purpose
03
SIgnal Framework
Respond with insight—not instinct.
We continuously monitor market conditions, economic signals, and portfolio risks to guide disciplined investment decisions through changing environments.
Continuous monitoring across market conditions
Decisions guided by data and research
Disciplined positioning over reactive investing
04
Governance
Make every decision accountable.
Every portfolio follows a structured governance framework with defined oversight, accountability, and transparency from allocation to execution.
Clear rationale behind every allocation
Independent oversight and controls
Transparent investment decisions
Never set, constantly optimized.
Markets evolve, businesses change, and so do portfolios. This disciplined cycle runs continuously to keep every portfolio aligned with its objectives while maintaining liquidity, resilience, and long-term consistency.
Investment PROCESS
From framework to portfolio.
Every portfolio follows the same structured investment cycle. It's designed to keep investment decisions deliberate, repeatable, and aligned with your objectives—not short-term market noise.
1
Screen
Investment Universe
Every investment first passes legal, regulatory and quality screening before entering our investable universe. Only instruments that meet our minimum standards move forward.
What we Screen
LEGAL & ELIGIBILITY
AUM THRESHOLD
TRACK RECORD
SETTLEMENT PERIOD
DURATION FIT
CREDIT QUALITY
VOLATILITY FIT
2
ALLOCATE
Risk Budget Evaluation
Every portfolio operates within a predefined risk budget. We determine how much risk can be deployed based on target volatility, drawdown limits and risk utilisation.
What we evaluate
TARGET VOLATILITYt
DRAWDOWN LIMITS
RISK UTILISATION
RISK CONTRIBUTION
CORRELATION CONTROL
3
REFINE
Structural Adjustment Layer
The optimised portfolio is refined to satisfy client, regulatory and portfolio constraints while preserving the integrity of the investment strategy.
What we adjust
CONCENTRATION LIMITS
ESG & IPS RULES
CURRENCY CONTROLS
MANDATE CONSTRAINTS
LIQUIDITY & CASH BUFFERS
4
ASSESS
Liquidity Assessment
We evaluate how reliably an investment can meet expected cash flow needs by assessing redemption behaviour, settlement timelines and resilience under stressed market conditions.
What we assess
LIQUIDITY SCORE
REDEMPTION COVERAGE
STRESS TESTING
5
OPTIMISE
Portfolio Construction
We identify the most efficient portfolio allocation by balancing expected return, liquidity and risk before applying any investment constraints.
What we optimise
STRATEGIC ALLOCATION
TACTICAL OVERLAY
OPTIMISATION ENGINE
INVESTMENT SELECTION
Built around purpose,
only the best selected
We don't begin by asking "Should we buy equities?" We begin by asking "What does this portfolio need?" Every investment is selected for the role it plays in strengthening the portfolio.
Growth Assets
Capital appreciation
Cash & Liquidity
Immediate access and capital preservation
Defensive Alternatives
Diversification and downside protection
Strategic Income
Understanding what drives movement.
Short Duration Income
Stable yield with flexibility
Portfolio Breakdown
One framework.
Six portfolios.
Each portfolio shares the same disciplined investment architecture, calibrated to a different risk appetite and return objective. Select a portfolio below to view its attribution.
Explore the portfolios growing your capital
Secure Cash
Secure Cash+
Balanced
Balanced+
Advanced
Advanced+
Fortefi Advanced+
RISK Profile: Very Aggressive
Maximize long-term growth potential by accepting higher market volatility and longer investment horizons (e.g., 5+ years). Liquidity may be reduced in favor of capital appreciation.
ANNUAL RETURNS
?
+ 14.45% p.a.
vs 6.06% benchmark
MAX DRAWDOWN
?
+ 11.71% p.a.
Highest risk profile
*Benchmarked against: EPF
What you gain with Fortefi Advance+
+ 15.11% p.a.
Annualised Returns
Source: Fortefi
Asset Class Allocation
?
Bonds
55.00%
Alternative
27.00%
Equity
18.00%
Bonds
55.00%
TOP 5 Holdings
?
The individual securities driving this portfolio's return, ranked by portfolio contribution.
ABRDN Physical Gold Shares ETF
6.25%
iShares Gold ETF
6.24%
SPDR Gold MiniShared ETF
6.17%
SPDR Gold Shares ETF
6.16%
GII Sustainability 4.662% 2038
2.50%
0%
2%
4%
6%
8%
10%
Scale shows share of total portfolio (0-10%). Combined, the top 5 holdings represent 27.32% of Fortefi Advanced+.
As of 31 March 2026 · Updated monthly
Returns are derived from historical performance over a 36-month period (Mar 2023 to Mar 2026) and are for illustrative purposes only. Past performance does not guarantee future results. Actual returns may vary.
Performance data represents the combined income and capital return as a result of holding units in the respective funds for the specified length of time. The listed holdings do not constitute a recommendation to purchase or sell a particular security. Portfolio holdings and allocations shown may not be representative of current or future investments. You are advised to read and understand all documents listed in the Legal section before investing.
Ready to put your capital to work?
Explore portfolios built on the same disciplined framework, tailored to different business goals, liquidity needs, and growth ambitions.
OPEN AN ACCOUNT
EXPLORE THE PLATFORM
About
The Fortefi Story
Company
Leadership
Invest
How We Invest
Fees & Pricing
Resources
Legal
FAQs
Contact Us
©️ 2026 Fortefi Capital Sdn Bhd. All rights reserved. Fortefi Capital Sdn. Bhd. 202401009289
(1555139-X) is licensed by the Securities Commission Malaysia. License Number: eCMSL/A0411/2026